Copyrights, Disclosures, and Disclaimers
Authorization of Use
Webber & Associates, Inc. hereby authorizes any person to access this
Website for informational purposes only. Webber & Associates, Inc. reserves
the right to terminate access to this Website at any time without notice.
The data, information and material included in this Website is copyrighted
by Webber & Associates, Inc.. All rights are reserved under the copyright
laws of the United States of America. No part of this Website can be
redistributed, copied or reproduced without the prior written consent
of Webber & Associates, Inc..
No Warranties
The user of this Website assumes all responsibility and risk for the
use of this Website and the Internet generally. Webber & Associates, Inc.,
and its affiliated companies disclaim all warranties, representations
or endorsements, expressed or implied, with regard to the data, information
and material included in, or accessible from, this Website or the Internet,
including, but not limited to, all implied warranties of merchantability,
fitness for a particular purpose or noninfringement. Webber & Associates, Inc. and its affiliated companies have the right to discontinue, change
or update any data, information or material included in the Website without
prior notice, and they do not assume any legal liability or responsibility
for the accuracy, completeness or usefulness of any data, information
or material included in, or accessible from, this Website. No advice
or information given by Webber & Associates, Inc. or its affiliated companies
shall create any warranty. Neither Webber & Associates, Inc. nor its affiliated
companies warrants that the data, information and material included in
the Website or on the Internet will be uninterruptible or error free
or that any data, information, software or other material accessible
from this Website is free of viruses or other harmful components. Several
of our pages describe various insurance products. The availability of
a specific product may differ from state to state. The product descriptions
are general in nature and the insurance coverages are subject to the
specific terms of the actual policies issued. If you are interested in
the terms and conditions of a specific product, please contact
us for additional information.
Disclaimer of Liability
In no event shall Webber & Associates, Inc. or its affiliated companies
be liable for any compensatory, special, direct, incidental, indirect,
or consequential damages, exemplary damages or any damages whatsoever
resulting from loss of use, data, information or profits arising out
of or in connection with the use or performance of the data, information
or material included in this Website or on the Internet generally or
on any other basis.
Disclaimer for Links
Although this site includes links providing direct access to other Internet
sites, Webber & Associates, Inc. and its affiliated companies take no
responsibility for the content or information contained on those other
sites, and does not exert any editorial or other control over those other
sites.
Electronic Communications
Webber & Associates, Inc. will not be deemed to have accepted any electronic
communication unless Webber & Associates, Inc. provides the sender of
the electronic communication with an acknowledgment verifying receipt
of the communication. If Webber & Associates, Inc. sends any electronic
communication, Webber & Associates, Inc. will assume the communication
was received intact by the intended recipient. The recipient of such
message must notify Webber & Associates, Inc. if the transmission was
not received or was not received in a readable format.
Security
Despite the security measures taken by Webber & Associates, Inc., there
is an inherent risk in disclosing personal information over the Internet.
Anyone electronically transmitting personal information assumes the risk
that such information may be disclosed or intercepted by unintended third
parties and Webber & Associates, Inc. disclaims all liability resulting
from such interception or disclosure. Anyone who wishes to apply for
an insurance quote who is concerned about maintaining the security of
their personal information may mail the information to Webber & Associates, Inc..
Privacy Statement
Webber & Associates, Inc. is committed to protecting your privacy as
a visitor to this Website and as our customer. To our visitors and to
our customers, we offer this pledge:
Webber & Associates, Inc. is the owner of the information, which is collected
on this Website. We will not sell, disseminate, disclose, trade, transmit,
transfer, share, lease or rent any personally identifiable information
to any third party not specifically authorized by you to receive your
information except as we have disclosed to you in this Privacy Policy.
Information Collection
We will ask you to provide your personal information to us when you
enroll for coverage and when you purchase an insurance policy from us.
We will also ask you to provide your personal information to us when
you send e-mail to us from this Website. When you enroll for an insurance
policy at Webber & Associates, Inc., we will ask you to provide your name,
home address, mailing address, telephone number and e-mail address. This
information will be provided to the insurance company when you purchase
an insurance policy so they can establish you as a policyholder. We will
maintain a record of your information at the offices of Webber & Associates, Inc., so we can provide you with policyholder service. The employees
of Webber & Associates, Inc. are each required to sign and acknowledge
a Confidentiality and Nondisclosure Agreement. Each employee has been
instructed on maintaining the privacy of each customer and the importance
of protecting the customer's personal information.
When you purchase an insurance policy from Webber & Associates, Inc.,
you will pay the premiums with your credit card or personal check. If
you use your credit card to pay the premium, your credit card information
is deleted from our records after your purchase has been authorized.
A transaction number will be provided to you on your Binder of Insurance.
You may use this transaction number as a reference to the credit card
purchase. We do not keep a record of your credit card information. If
you pay the premium using your personal check, we will keep a copy of
your check in your file.
When you send us e-mail from this Website, you will provide us with
certain personally identifiable information including your e-mail address.
Cookies
A cookie is a piece of data that is stored on a visitor's hard drive
while they are visiting this Website. We may utilize a short-lived form
of cookie when you visit this site. At Webber & Associates, Inc., a cookie
is only used to identify one unique visitor from another visitor during
a particular session. A session is the period of active site-use while
that unique visitor is linked to our server. We may use cookie technology
during a session as a tool to carry forward your input information during
the enrollment process. This enables the visitor to input their information
once and have the information appear later during the enrollment process.
No personally identifiable information is stored on the cookie. The cookie
expires and is deleted from the visitor's computer as soon as they close
their browser or if they are not actively browsing our Website for more
than 20 minutes. Should a previous visitor to our Website return for
a new session, they will be issued a new cookie and in no way will they
be recognized as a visitor from a previous visit or session.
Third-Party Links
This Website may contain links to third-party Websites that are not
controlled by Webber & Associates, Inc.. These third-party links are made
available to you as a convenience and you agree to use these links at
your own risk.
Please be aware that Webber & Associates, Inc. is not responsible for
the content of third-party Websites linked to Webber & Associates, Inc.
nor are we responsible for the privacy policy or practices of third-party
Websites linked to Webber & Associates, Inc.. Our Privacy Policy only
applies to information we collect from you while you are actively in
a connection with Webber & Associates, Inc.. If you should link to a third-party
Website from Webber & Associates, Inc., we strongly encourage you to review
and become familiar with that Website's privacy policy.
Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy without providing
you with advance notice of our intent to make the changes. If you have
any questions about our privacy policy, please feel free to contact
us.
Copyright
The Webber & Associates, Inc. logo, and other marks, including the names
of various products and services described within and offered by companies
represented by Webber & Associates, Inc. and its subsidiaries are service
marks of these companies.
Permission to use, copy and distribute these materials without fee is
hereby granted, for non-commercial purposes, provided that the material
is unaltered and Webber & Associates, Inc. copyright notice appears in
all copies.
Use of this site shall be governed by and construed in accordance with
the laws of our state of business, without giving effect to any principles
of conflicts of laws. Any dispute concerning this site shall be subject
to the exclusive venue of a court of competent jurisdiction in our state
of business.
Should any provision of our terms and conditions be held invalid, unlawful
or for any reason unenforceable, then the invalid, unlawful or unenforceable
provision shall be severable from the remaining provisions. Such invalid,
unlawful or unenforceable provision shall not affect the validity or
enforceability of the remaining provisions.
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